User Agreement

Effective Date: 01/28/2026

Business Name: Refund4me

Website: refund4me.org

I. Introduction

Welcome to Refund4me (“we,” “our,” or “us”). This User Agreement (“Agreement”) outlines the terms and conditions that apply to your use of our website and services (the “Service”). By accessing or using our Service, you (“you” or “User”) agree to comply with and be bound by this Agreement.

If you do not agree to these terms, please do not use our Service. If you have any questions, feel free to

contact us

.

II. Relationship Between Refund4me and User

Refund4me is an asset recovery firm that helps users recover surplus funds following foreclosure or tax sales. While we aim to assist, we

do not guarantee

that users are eligible for or will successfully recover surplus funds.

III. No Attorney-Client Relationship

Refund4me is

not a law firm

and does

not provide legal advice

. Using our Service does not create an attorney-client relationship. Any communications with our Service are

not confidential legal communications

.

IV. SMS/Text Messaging Consent

By submitting your phone number via our website, forms, or communication channels, you consent to receive

automated text messages

from Refund4me related to your inquiry, case updates, appointment reminders, or services.

Message frequency varies.Message and data rates may apply.You may opt out at any time by replying STOP. For help, reply HELP or contact us at (956) 420-7136.

For details on how your data is used, please refer to our

Privacy Policy

.

V. Confidentiality

We strive to maintain the confidentiality of user-submitted data. However, we cannot guarantee complete security due to the nature of the internet. Please avoid sharing sensitive or highly personal information through public forms.

VI. Indemnification

You agree to indemnify, defend, and hold harmless Refund4me and its affiliates, officers, agents, employees, and partners from any claim or demand, including attorney’s fees, arising from your use of the Service or your violation of this Agreement.

VII. Communications and Data

Refund4me is not responsible for data loss, delays, or communication errors caused by network issues, user actions, or third-party systems.

VIII. Modifications

We may update this Agreement at any time. Changes will be posted on our website. Your continued use of the Service indicates your acceptance of those changes.

IX. Proprietary Rights

All content on this site, including text, graphics, logos, and software, is the property of Refund4me and protected by copyright laws. Unauthorized use is prohibited.

X. Disclaimer of Warranties

The Service is provided “as is” without warranties of any kind. We make no guarantees regarding reliability, availability, or accuracy of the Service.

XI. Limitation of Liability

Refund4me shall not be liable for indirect, incidental, or consequential damages arising from your use or inability to use the Service.

XII. Arbitration

Any dispute shall be resolved through binding arbitration in , Texas, in accordance with the rules of the American Arbitration Association.

XIII. Governing Law

This Agreement shall be governed by the laws of the State of Texas, without regard to its conflict of law principles.

XIV. Contact Us

For questions, support, or help, please contact:

Phone: (956) 420-7136

Email: [email protected]

Address: 714 Ciro Street

XV. Privacy Policy

Please review our

Privacy Policy

to understand how we collect, use, and protect your information, including data collected via SMS.